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About Home.kz от Home Credit Bank
Home.kz от Home Credit Bank is a mobile banking app that puts everyday financial management in your pocket—transfer money commission-free, apply for loans in minutes, earn cashback, and pay bills without extra fees.
Handle daily finances with complete control. Send money between your own accounts instantly at no cost, or transfer to other banks across Kazakhstan through participating partners like Halyk Bank, Kaspi.kz, and Altyn Bank. Pay utility bills, taxes, and government fines without commissions. Every transaction appears in your searchable history, and you can download receipts anytime. Track your bonuses and monitor refunds directly from the app.
Apply for a loan online and receive approval within one minute, with funds credited to your card instantly. Borrow between 10,000 ₸ and 9,500,000 ₸ with flexible repayment terms from 6 to 60 months. Repay using cards from any bank—you're not locked into Home Credit's payment methods. Optional financial protection can reduce your monthly payment and permit one deferred payment, covering up to 4% of your loan amount if an insured event occurs.
Earn cashback rewards with the Arna card. Accumulate up to 5% cashback on purchases and convert bonuses toward future transactions. Pay through Google Pay and continue earning benefits. With earning potential up to 15,000 tenge monthly, rewards add up fast.
Grow your savings through deposits and investments. Open a deposit with daily interest calculated automatically, or explore deposit certificates and bond investments. The app updates your projected income in real time as you make deposits or withdrawals.
Security is built into every feature. Biometric identification and two-factor authentication protect your account. Your data travels through encrypted, secure channels and is handled in full compliance with Kazakhstan's personal data protection laws.
Home Credit Bank has served customers in Kazakhstan since 2005, earning trust through reliable service and transparent pricing. Download Home.kz от Home Credit Bank today to access loans, transfers, deposits, and cashback—all without unnecessary commissions.
Pros & Cons
Pros
- Commission-free transfers between your own accounts and to partner banks
- Loan approval within one minute with funds credited instantly
- Earn up to 5% cashback on purchases with the Arna card
- Biometric and two-factor authentication protect your account
Cons
- Loan borrowing locked to Kazakhstan residents and Home Credit's service area
- Cashback rewards capped at 15,000 tenge monthly, limiting earning potential
- Deposit and investment features require active management and market risk awareness
- Bank account and loan approval depend on Home Credit's credit assessment criteria
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